- #How personal property insurance works for mac compute cracked#
- #How personal property insurance works for mac compute pro#
Unlike manufacturer's warranties, computer insurance provides coverage for loss or damage of data, in addition to theft, loss, vandalism, and accidental damage.Ĭomputers and laptops are often among our most expensive personal possessions. When a computer hasn’t been out of the box for long and something causes it to crash completely, what recourse do you have? What happens when you check the fine print on your computer warranty and find that the loss of data is not covered? *I just found out today that configuring a new MacBook is even more simple with “ Migration Assistant“, which lets you directly connect your old Macbook to your new one and allow the files to transfer over properly (and by “properly” I mean “adhering to Mac’s very cryptic file system”.)Īre you aware of how your property insurance covers your computers? Take a moment to check your policy, and if need be, consider investing in a personal computer rider.Computers are part of our daily lives, and most of us depend on at least one home computer.
It’s now best to invest in the insurance that your cell phone company or smartphone manufacturer provides (such as AppleCare for iPhones). USAA is in the middle of changing that, my policy used to cover smartphones on the personal computer rider, but as of my last renewal in October that came off the policy. Darned gravity…Īgain, please don’t yell…I feel awful enough!ĭoes the personal computer rider cover smartphones? You would think it would, considering how much capability exists in smartphones these days. It appears I have a habit of dropping my electronics. Additional Computer Coverage offers protection against drops and spills that cause damage to your computer.ĭrops, indeed. Events like fire, lightning, windstorm, theft and vandalism are already covered by homeowners and renters policies. …providing additional computer coverage not automatically included in a homeowners or renters policy. USAA defines the personal computer rider coverage as: You can purchase as much as you need (preferably the total of what it would cost to replace all of your computers, software, and peripherals).
USAA offers personal computer coverage for around $10 per year for $1000 worth of coverage.
#How personal property insurance works for mac compute pro#
The money for a new MacBook Pro was transfered to our bank account within 24 hours of the fall, and I’m free to get the replacement. My Macbook is almost four years old, so the adjuster helped Dave browse through to find a comprable Macbook for a cost similar to what I paid in early 2008. In other words, damaging a 4-year-old iMac that isn’t made anymore can be replaced with a current model of comprable capability. We have special computer/electronics rider on our policy that allows you to more easily repair and replace computers and electronics at cost. We have USAA Property Insurance (being a military family and all), and we immediately called them about our options for getting the computer repaired or replaced. The computer is still working decently, although I can occasionally feel the cracking of some small shards of glass inside the keyboard. The iPad was well-protected, but the Macbook was not the screen shattered and one corner of the aluminum body crushed.ĭon’t yell at me, I’ve been fussed at enough about this. It fell from the top of our SUV, and in the bag were my Macbook and iPad. Last weekend I dropped a filled duffel bag while attempting to load it into our car-top carrier for our holiday trip to Tampa.
#How personal property insurance works for mac compute cracked#
Can you see the cracks in the screen? It’s extra creepy when I’m looking at this picture of screen cracks through the real cracked screen.Īllow me to give a little public service announcement.
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